Insurance Planning Service

Protect yourself and your family from unexpected financial hardship. Get an insurance plan that shields your future from unforeseen events.

Capital Plus Insurance Planning Service

“You must have insurance if anyone is reliant on your income.”

At Capital Plus, We have a strong and capable team of certified insurance advisors who know insurance policies inside out. These advisors will assist you in understanding your current level of risk exposure and provide personalized solutions to protect the most vulnerable aspects of your financial life.

We will review your current personal and professional policies, as well as any other work insurance, to ensure you have the appropriate type and level of insurance coverage. Our goal is to make sure that your entire financial life, both personal and professional, is adequately protected to withstand life’s curveballs.

Insurance Planning Services FAQs

We understand how important it is to clear your mind of all doubts and dilemmas before making any major decisions. As a result, to ensure that you understand and clear all of your doubts about insurance planning, we have answered the most frequently asked questions in the following section. Find it out.

Can Premiums Change After A Certain Period Of Time?

Unless otherwise specified in the document, a term plan’s premium will stay unchanged throughout the coverage period. This is determined by a number of factors, including the declaration of habits such as smoking, drinking, and so on, as well as the declaration of hazardous job nature, among others.

Is The Insured Person's Death Considered If He Or She Dies Outside Of Indian Territory?

Yes. Term insurance would entitle the person’s nominee(s) even if the person died outside of India. However, if the policyholder has relocated to another country, he/she must notify us to update information such as phone number, address, or nominee(s).

Can Multiple Claims Be Considered?

Yes, more than one claim from various insurers can be approved, as long as these claims and their descriptions were declared when the policy was purchased. However, if you did not report these during the purchase process, the company owns the right to refuse your petition.

What Are The Tax Benefits Of A Standard Term Insurance Policy?

The premium you pay for a term insurance plan is eligible for tax exemption benefits under Section 80C of the Income Tax Act of 1961, up to a maximum of Rs. 1.5 Lac in any given fiscal year.

Are you prepared to purchase an insurance plan that offers your loved ones detailed and guaranteed financial security?

Kickstart your financial journey with Capital Plus to safeguard you and your family’s future.

Insurance Planning Service

Protect yourself and your family from unexpected financial hardship. Get an insurance plan that shields your future from unforeseen events.

Capital Plus Insurance Planning Service

Insurance Planning Services FAQs

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