Debt Management Service

Debt management services are designed to assist and organize the financial lives of people who have accumulated a large amount of unsecured debt. The ultimate purpose of a debt management program is to get you out of debt and end your financial hardship as quickly as possible, without resorting to insolvency or debt settlement.

During this exercise, our counselors will collect all of your outstanding plastic card statements and monthly invoices. Following that, we will assess your other unsecured debts and prepare a proposal to send to your creditors. When a proposal is accepted, we open an account to which you can transfer funds directly.

Yes, indeed! A debt management program should be preferred over a debt consolidation program because it provides more benefits. Debt consolidation typically entails borrowing money to pay off your debts. However, we do not recommend taking out a loan to pay off bills because it may kickstart a never-ending cycle of debt.

If you are not committed to achieving your goal, no program or plan will work. The same is true for debt management strategies. The program is effective as long as you are committed to achieving financial freedom. Our job is to provide you with the necessary professional assistance and ensure that you exit the debt crisis by making timely payments.